Buyer tools
What will your home really cost?
The brochure price is only the start. Add extra charges, GST, stamp duty and registration to see the full amount — and how much cash you need.
PLC, car parking, club membership, EDC/IDC if charged separately.
Maintenance deposit (IFMS), advance maintenance, connection charges.
All-in cost
- Base price + extra charges
- GST
- Stamp duty
- Registration fee
- One-time deposits
- Home loan
- Cash you need
Indicative. GST and stamp duty are worked out on the figures you enter; the developer's cost sheet and your lawyer have the final word. The loan is shown on base price plus extra charges — banks don't usually fund GST, stamp duty or deposits.
What goes into the cost of a flat in Gurgaon
| Cost | What it is | Typical amount |
|---|---|---|
| Base price | Rate per sq ft × super area, or the quoted unit price | As quoted |
| PLC | Preferential location charge for a better floor, view or corner | Varies by project |
| Car parking, club | Covered parking and club membership, if not included | Varies by project |
| GST | On under-construction homes; not on ready homes with OC | 5% (1% for affordable housing) |
| Stamp duty | Paid when the sale or conveyance deed is registered | 7% man, 5% woman, 6% joint |
| Registration fee | Paid to the sub-registrar with the deed | Up to ₹50,000 |
| IFMS, advance maintenance | Refundable or adjustable deposits at possession | Varies by project |
Always ask the developer for an all-inclusive cost sheet before you book. We can get it for any project we list.
FAQ
Questions buyers ask
No. GST applies only to under-construction property. There is none once the occupation certificate (OC) is issued, and none on resale.
5% without input tax credit for regular housing, and 1% for affordable housing (homes up to ₹45 lakh within the carpet-area limits). It is charged on the agreement value, not on stamp duty or registration.
On the value in the deed — including PLC, parking and other charges that are part of the price — or on the circle value if that is higher. GST is not included.
With a 75% loan you pay a 25% down payment plus GST (if under construction), stamp duty, registration and deposits from your own funds. Enter your numbers above to see the exact figure.
Buyer tools